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Picking the right payday loan can be the difference between paying a one time payment and an on going nightmare of charges and non stop headaches. I know that sounds a bit drastic but it really is true. If you are in the market to take out a payday loan you must understand the differences […]

Usury, in this case loans that carry up to 200% interest rates, have been banned in new York for years. Now all of a sudden Bronx assemblyman Heastie backs loan shark loans. Assemblyman Heastie, a democrat who represents Wakefield, is backing a bill along with Bronx state Sen. Jeff Klein and Manhattan Assemblyman Denny Farrell, […]

Why can’t things just be explained in black and white terms when the topic is simply that,black and white? Seems the national Credit Union Administration just can not work that way, even if it is simple black and white facts like FCU payday loans are illegal. The National Consumer Law Center did them a favor […]

There is now a new place for a person to spend their tax return, and it is a shame it even has to exist. Short term loan consolidation at tax time is a new trend, and a not so popular one at that. What used to go for that new TV or trip to the […]

The state of Maryland payday loan laws are simple and to the point. Maryland is one of three states, Georgia and Massachusetts are the other two that have made payday loans illegal. Here is where as usual it gets a bit gray. Payday loan companies are still operating in Maryland, but they are left alone. […]

The Massachusetts laws for payday loans make the payday loan companies follow the state’s small loan or criminal usury laws. These laws drop the ability for the lenders to collect the high interest rates and fees most payday loan companies use when granting loans. If you are being charged high interest rates and fees, chances […]

Here is comes, banking at Wal-Mart! Sounds kind of funny, but it is anything but. Many big-box stores are adding financial services to their inventory, and of course there are many grey areas that come about because of this. These big box companies are offering anything from home improvement loans to new boat loans. They […]

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